Interest Rates for Subsidized Stafford Loans
| Loans dispursed on or after July 1, 2008 | Fixed 6.0% |
| Loans dispursed on or after July 1, 2009 | Fixed 5.6% |
| Loans dispursed on or after July 1, 2010 | Fixed 4.5% |
| Loans dispursed on or after July 1, 2011 | Fixed 3.4% |
| Beginning July 1, 2012, rates revert to 6.8% |